Non-Owned Auto

What is covered

Indemnifies the U of A against third party liability for bodily injury or property damage to others arising from the use, operation of vehicles not owned by the U of A used while performing U of A related business, i.e. short term vehicle rental, for less than 30 days.

For further clarification please contact Insurance & Risk Assessment.

Who is Covered

What is not covered:

  • Personal vehicles.
  • Vehicles rented outside of Canada and the U.S.A. (it is recommend that you purchase the liability and any collision or comprehensive insurance offered by the local rental agency).
  • Vehicles operated under the influence of intoxicating liquor or drugs.
  • Rental Vehicle Insurance.


An internal deductible may apply to a faculty, department or ancillary unit regardless of the amount of the claim. Whether or not a deductible amount applies will be determined based on the reason(s) for loss(es) and consideration of the loss(es) as preventable or non-preventable.