Student Groups

Registered Student Groups are subject to compliance with the rules and regulations of Student Group Services, the Code of Student Behaviour and the policies and procedures of the University (e.g. UAPPOL Alcohol Policy). Student groups will not be covered by the university’s insurance in any way while acting in protest against the university or for any intentional or illegal act.

The student group must purchase its own insurance if it:

  • is an incorporated or limited society/association that is required to file annual documents with the government, regardless if it is for profit or non-profit
  • conducts activities that are not approved by the University
  • hosts/organizes on and/or off-campus alcohol related events - one day or reoccurring event coverage (PAL Insurance)
  • hosts/organizes a major function on campus involving over 150 people - one day or reoccurring event coverage (PAL Insurance)
  • enters directly into a contract/agreement with a third party (student groups cannot enter into or sign a contract on behalf of the University) 
  • hosts/organizes an event including physical activities (outside of related academic pursuit) or equipment which does not belong to the university. This includes sport and outdoor recreational activities
  • owns any personal property and/or equipment
  • provides consulting and/or advisory services to third parties, whether under contract or not

Insurance Requirements for Student Groups

  1. Comprehensive General Liability in the amount of not less than two million dollars ($2,000,000) inclusive per occurrence against third party claims for bodily injury, personal injury and property damage arising out of the ownership, use of all premises and/or business activities/operations of the student group. Such insurance shall include, but not be limited to, blanket contractual liability, tenants legal liability, non-owned automobile liability, cross liability and severability of interest as between the U of A and the named insured. Such insurance shall add "The Governors of the University of Alberta" as additional insured.
    • Mandatory if group is an incorporated or limited society/association and required to file annual documents with the government, regardless if it is for profit or non-profit.

     

  2. All Risks Property Insurance covering the property owned or leased by the student group (if applicable). This policy shall waive all rights of subrogation against "The Governors of the University of Alberta."
    • Optional depending on the group’s structure and needs.

     

  3. Host Liquor Liability for alcohol related activities in the amount of not less than two million dollars ($2,000,000) inclusive per occurrence against third party claims for bodily injury, personal injury and property damage as a result of providing alcoholic beverages to any person or persons at an event hosted by the student group. Such insurance shall add "The Governors of the University of Alberta" as additional insured.
    • Mandatory for all groups organizing events on and/or off campus where alcohol is served (e.g. Beer Gardens).

     

  4. Errors and Omissions/Professional Liability in the amount of not less than $1,000,000 inclusive per claim arising from wrongful acts in the course of providing consulting and/or advisory services.
    • Mandatory for all groups that provide consulting/advisory services to third parties.