GSA Health and Dental Plan


Fall 2020 Update for International students living outside of Canada

Studentcare will host a special retroactive Change-of-Coverage period in July 2021, for International students of the September 2020/January 2021 intakes who do not come (back) to Canada for the 2020-2021 academic year. This retroactive Change-of-Coverage period is an alternative to the regular Change-of-Coverage period in the event that you are uncertain of your plans for the 2020-2021 academic year.

International students may use the following as exceptional proof-of-coverage to opt-out of the GSA Health and Dental Plan:

  • Letter of enrolment provided by the institution
  • Approval-in-principle of a student permit (as per 2-stage process introduced in July 2020)
  • Existing study permit (if residing outside of Canada)
For more information, please see the Studentcare International Student Opt-Out FAQs or visit the Studentcare website.


Alberta residents are covered by the Alberta Health Care Insurance Plan (AHCIP), but graduate students have coverage for additional costs related to health care, and costs related to dental care, vision care, and travel insurance via the GSA Health and Dental Plan.

The GSA negotiates the details of your Health and Dental plan, which is provided by Studentcare. The cost of this plan is automatically included in tuition fees for all full-time registered graduate students.

Change-of-Coverage Period

To enrol your spouse, children, and other dependants, or if you are a part-time student seeking to opt in to this plan, you must do so during the Change-of-Coverage period. If you're beginning your academic program in Winter 2021, this period is January 4-29, 2021.

History of the Plan

Established by referenda in 1994 and 2002, the GSA Health and Dental Plan is a valuable service to GSA members designed to fill the gaps in government health care. 

The fee for the GSA Health and Dental Plan is set annually by GSA Council based on cost projections rooted in claims from the previous years (as with all insurance programs, claims drive the cost of the GSA Health and Dental Plan). GSA members with alternate, comparable health and/or dental coverage can opt out of the GSA Health and/or Dental Plan.


For students beginning their program in the Fall term, the cost for full-year coverage (1 September 2020 – 31 August 2021) is $500.36.

For students beginning their program in the Winter term, the cost for coverage (1 January 2021 - 31 August 2021) is $333.58.

Additional information about the cost for enrolled spouse, children, and dependents can be found on the Studentcare website