University Health Centre

Do you have coverage?

Health care coverage serves as proof of eligibility for an individual to receive publicly-funded health services. Without valid health care coverage, individuals may be required to pay for health services beforehand. It is a good idea to carry your health insurance card with you at all times.

A valid health care card can also be used as proof of identity. Most health care offices will ask for a valid health care card and picture ID for registration purposes.

Most health care offices will accept health care coverage from other provinces. Visitors from other provinces should always carry their health insurance cards while they are in Alberta. Visitors with Quebec Health Care (RAMQ) will have to pay for any health care services and submit for reimbursement.


Alberta Health Care Insurance

The Alberta Health Care Insurance Plan (AHCIP) is provincial health insurance that covers the costs of insured hospital and physician services in Alberta for all eligible Alberta residents.

Each individual has a personal health care number that is used to claim for coverage eligible medical services through the provincial health care system.

  • Eligibility

    Canadian resident who resides permanently in Alberta.

    Individual committed to spending 183 days in Alberta within a 12 month period.

    Student with a 12 month study permit, who will be residing in Alberta for at least 12 months.

    Canadian resident moving to Alberta for at least 12 months.

  • Invalid coverage

    Your Alberta Health Care coverage may be affected for a number of reasons, including changes in:

    address

    marital status

    child dependency status

    student registration status

    It is important to make sure you update your Alberta Health Care Insurance Plan as to any major life changes. If you are unsure as to why your Alberta Health Care number is invalid, please call the Alberta Health Care Information Line at 780-427-1432.
  • Temporary residents
    Temporary residents from other provinces (who will be in Alberta for less than 12 months) and who plan on moving back home after their studies should maintain the health insurance coverage from their home province or territory. UHC can submit claims to your home province or territory for services rendered.
  • When to apply
    You should apply for the AHCIP within 3 months of moving to Alberta. You will need to complete an AHCIP Coverage application form, found on their website or at a registry office. The completed form must be taken in to a registry office. You will also need to bring government issued photo identification (i.e. drivers’ license, passport). Learn how to register.

U of A Health Insurance Plan

If you are not eligible for Alberta Health Care, then you must enroll in the University of Alberta Health Insurance Plan (UAHIP). UAHIP covers international students, employees, and their families who are residing in Alberta for less than 12 months.

UAHIP is administered by Cowan Insurance through a contract with the U of A. For more information, view this brochure.

  • Cost
    The monthly premium (cost) for UAHIP starts at $32/month but increases with any additional dependents.
  • How to use UAHIP

    If you require medical services that are covered by UAHIP, present your UAHIP card and a UAHIP claim form to the health care provider. The provider will submit directly to Cowan Insurance.

    At UHC we will submit a claim form directly to Cowan Insurance on your behalf, other medical offices may bill you for services (i.e. lab services, x-rays, or specialist appointments) and you may need to submit a claim for reimbursement. If you have to pay the health care provider, submit the receipt and claim form to Cowan Insurance to be reimbursed; the address can be found on the claim form.

  • Services covered by UAHIP

    Some of the services include:

    doctors’ or physician examinations,

    hospital services,

    laboratory services,

    emergency dental services, and more. 

    A comprehensive list of services can be found in the UAHIP brochure.

Services not covered by health care insurance

There are services that may not be covered by AHCIP or UAHIP and will need to be paid for by the patient. These services can include travel consultations, cosmetic surgery, ambulance services, dental care, and eye glasses/contact lenses.

Your health care coverage may also only partially cover services in certain circumstances (i.e. physiotherapy).

Check the AHCIP and UAHIP websites for more information on health care coverage.

Undergraduate and Graduate Student Health Plans

Student health care plans are private insurance plans that insure medical services not covered by provincial health insurance plans or UAHIP. Students are automatically enrolled for these insurance plans and the cost is assessed through tuition. Students may opt out of this plan if they have other insurance coverage.

This insurance will cover costs associated with physiotherapy, dental services, eye exams, eye glasses and contact lenses, and prescription drugs.

For more information, visit www.ihaveaplan.ca.