Student Loans

Student loans can be complicated, but we’re here to help! Student Connect can assist you with your loan application and advise on how to manage your loans and pay for your education.


Important 2020-2021 Updates

Do I need to report the CERB or CESB as a resource on my student loan application?

Student loan borrowers from Alberta will not be required to report CERB or CESB anywhere on the student loan application as a resource. Do not include the CERB or CESB in your estimation of the Expected Reduced Income for yourself, your parents, or your spouse. 

Student loan borrowers from other provinces should check with their province of residency for details on how to report these on the student loan application.

How do I submit paperwork to the University of Alberta when I can not visit in person?

For part-time student loan forms, refer to the Applying for Part-Time Loans section on our How to Apply page.

For Form B’s, refer to the Interest-Free Status section on our Repaying Your Loan page

All out-of-province documents such as Appendix 3’s or PIFs can be submitted via Student Connect (for undergrads) or FGSR at grad.mail@ualberta.ca (for graduate students).

How do I answer the question on the Alberta Student Loan application that asks: "Are you enrolled in a correspondence / e-learning / distance study program?"

If you are applying for a student loan through Alberta Student Aid you will answer "No" even if some or all of your classes will be delivered online this fall.

Student loan borrowers from other provinces should check with their province of residency for details on how to report these on the student loan application.

How do I answer the question on the Alberta Student Loan application that asks: "Expected Reduced Yearly Income?"
You will only answer this question if you estimate your income for 2020 will be less than it was for 2019. This question is a way to recognise you may not have the same income while you're in school as you did last year. If you expect your income to be the same or higher, just leave this question blank. Do not include the CERB or CESB in your estimation of the Expected Reduced Income for yourself, your parents, or your spouse.

Student Loans 101 

Planning on taking out student loans but don't know where to start? Watch our recording of a Student Loans 101 Workshop where our expert staff walk you through the process of applying for a student loan.

Before You Apply

Find information about eligibility, residency, dependent vs. independent status, creating your student loan accounts, and determining the value of your funding. 

How to Apply

Find information about deadlines and timelines, determining your registration status, as well as how to apply for part-time, full-time, and spring and summer loans. 

After You Apply

Find information about preparing your MSFAAs, fund disbursement, loan implications of dropping from full-time to part-time status, and requesting an appeal. 

Repaying Your Loan

Find information about repayment and maintaining your interest-free status. 

Note: Much of the information on this webpage is specific to Alberta students. In some cases you may need to refer to your provincial lending authority for more information.